These are the large cars that should cost you the least to own over three years. This has been calculated by Wheels using fuel economy, maintenance and insurance costs, and the sum you can expect to lose in depreciation. Cars also get points for the length of their warranties. To read about the brains behind the formula, please click here to visit Wheels.

BEST VALUE LARGE CARS UNDER $45K

1. Skoda Superb Ambition 118TSI sedan

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Skoda’s Superb is a car of contrasts, yet it works both on paper and on the road. It’s a big, roomy car yet in 118TSI form it has a mere 1.8-litre turbo four-cylinder engine, when same-sized rivals have 3.6- and 4.0-litre sixes. In practice, the sweet 1.8 has just enough of the low-down torque a family/touring car needs, while delivering 7.2L/100km economy. Its resale is not fantastic (51 percent), but it’s significantly cheaper to buy than each of the cars it beat, so the overall cost of depreciation over three years remains reasonable.

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LargeCars under $45KSkoda Superb Ambition 118TSI sedan autoFord Falcon XR6 manHolden Commodore SV6 sedan man
Purchase Price$31,990$36,090$36,790
Combined cycle fuel (L/100km)7.211.19.0
Fuel RON (min. rec.)959191
Three-year fuel cost$4376$6336$5137
Redbook resale (%)51.261.662.4
Three-year depreciation$15,611$13,859$13,833
AAMI insurance premium$991$1100$999
Service interval (months)12129
Warranty (years)533

BEST VALUE LARGE CARS UNDER $60K

1. Skoda Superb Elegance 125TDI wagon

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It’s not surprising to see the Superb delivering large-car value in both pricing categories. The Skoda is one of the least expensive and most efficient cars in its class. In this segment it does the job in turbo-diesel form; with 350Nm, the 2.0-litre oiler is never short of everyday thrust, yet drinks much less than six-cylinder petrol rivals. Elsewhere, the three-year warranty is good and 12-month service intervals are great.

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3. Ford Falcon G6E Turbo

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Large Cars under $60KSkoda Superb Elegance 125TDI wagon autoHyundai GenesisFord Falcon G6E Turbo
Purchase Price$46,690$60,000$47,050
Combined cycle fuel (L/100km)5.511.211.7
Fuel RON (min. rec.)D9191
Three-year fuel cost$3324$6393$6678
Redbook resale (%)51.050.350.8
Three-year depreciation$22,878$29,820$23,149
AAMI insurance premium$1149$1138$1350
Service interval (months)121212
Warranty (years)353

BEST VALUE PREMIUM LARGE CARS

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Depreciation disasters live in the large luxury segment – there’s big money at stake, but a small pool of second-hand buyers weighs down on resale values. The Jaguar XF’s 47 percent three-year retained value forecast is among the worst, yet the 2.2D Premium Luxury’s reasonable $76,500 price tag limits the wallet damage at purchase and resale times.

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Premium Large CarsJaguar XF 2.2D Premium LuxuryAudi A6 1.8 TFSI S-LineMercedes-Benz E200 Estate
Purchase Price$76,500$79,900$87,900
Combined cycle fuel (L/100km)5.25.76.7
Fuel RON (min. rec.)D9595
Three-year fuel cost$3143$3464$4072
Redbook resale (%)47.148.453.8
Three-year depreciation$40,469$41,228$40,610
AAMI insurance premium$1523$1541$1605
Service interval (months)121212
Warranty (years)533