Advice
Gallery 1
These are the medium cars that should cost you the least to own over three years. This has been calculated by Wheels using fuel economy, maintenance and insurance costs, and the sum you can expect to lose in depreciation. Cars also get points for the length of their warranties. To read about the brains behind the formula, please click here to visit Wheels.
BEST VALUE MEDIUM CARS
1. Kia Optima Si
1
THE Optima finishes on top, not with brilliant resale (though its 58 percent figure is rock-solid) nor with spectacular fuel economy (it’s actually among the thirstier cars in the class at 7.9L/100km). And, while the 12-month service interval is as long as any (and longer than some), it’s no better than the second-placed Hyundai’s.
How did the Korean mid-sizer do it, then? Kia’s industry-best seven-year, unlimited-kilometre warranty did the bulk of the work by giving it the full 10 points available in this regard, which few cars (and no rivals) earned, but even if the Optima had a five-year warranty, like the Hyundai i40, it would still come first, so its value fundamentals are sound.
Had both cars come with three-year warranties, they would be relegated to the middle of the field; still good picks overall, but no longer placegetters. So, how much is a long warranty worth, anyway? Well, in something as undoubtedly dependable as a Kia, perhaps not that much in real dollar terms, but the peace of mind it affords is priceless.
3. Subaru Liberty 2.5i
| Medium Cars under $45K | Kia Optima Si | Hyundai i40 Active sedan | Subaru Liberty 2.5i auto sedan |
| Purchase Price | $31,490 | $31,990 | $29,990 |
| Combined cycle fuel (L/100km) | 7.9 | 7.5 | 7.3 |
| Fuel RON (min. rec.) | 91 | 91 | 91 |
| Three-year fuel cost | $4509 | $4281 | $4167 |
| Redbook resale (%) | 57.9 | 53.3 | 63.9 |
| Three-year depreciation | $13,257 | $14,939 | $10,826 |
| AAMI insurance premium | $958 | $960 | $845 |
| Service interval (months) | 12 | 12 | 6 |
| Warranty (years) | 7 | 5 | 3 |
BEST VALUE PREMIUM MEDIUM CARS
1. VW Passat 118TSI
1
Where once base-model money bought you a badge and not much else, the Volkswagen Passat proves you can get a cracking little engine and decent equipment for the money. The 1.8-litre turbo-petrol four-cylinder is responsive, smooth and characterful, and uses only 7.2L/100km, which is brilliant for a brisk 1500kg sedan (or wagon). Yet it’s the Passat’s reasonable purchase price combined with a decent 59 percent three-year resale figure that does the bulk of the money-saving.
2. Citroen DS5 DSport HDi
1
| Premium Medium Cars $45K-$60K | Volkswagen Passat 118TSI sedan | Citroen DS5 DSport HDi | Infiniti Q50 GT 2.2d |
| Purchase Price | $38,990 | $51,990 | $51,900 |
| Combined cycle fuel (L/100km) | 7.2 | 6.1 | 5.2 |
| Fuel RON (min. rec.) | 95 | D | D |
| Three-year fuel cost | $4376 | $3687 | $3143 |
| Redbook resale (%) | 58.6 | 58.1 | 53.4 |
| Three-year depreciation | $16,142 | $21,784 | $24,185 |
| AAMI insurance premium | $1023 | $1207 | $1202 |
| Service interval (months) | 12 | 12 | 12 |
| Warranty (years) | 3 | 6 | 4 |
